Train Hard - Stay Humble
In New Zealand "the Accident Compensation Corporation (ACC) provides comprehensive, no-fault personal injury cover for all New Zealand residents and visitors to New Zealand."
"Everyone in New Zealand has 24-hour, seven-day-a-week, no-fault comprehensive injury cover through ACC. Find out what is and isn’t covered, and what happens if you injure yourself while travelling overseas or visiting New Zealand."
"If you’re injured during your visit to New Zealand, ACC may be able to help with the cost of treatment and support you need while you’re here. However, it is important to be aware that you cannot sue for damages arising from your personal injury – ACC cover removes that right.
ACC only covers treatment and rehabilitation costs while you are in New Zealand; it is not a replacement for travel insurance and does not cover illness, disrupted travel plans or emergency travel to get you back home. We strongly recommend you arrange travel insurance before visiting New Zealand."
Not sure how they can afford that, but this makes easily Kiwis one of our favorite people in the world.